1. WHAT TO KNOW
Travel insurance includes five areas of protection:
TRIP CANCELLATION AND INTERRUPTION
You can usually choose to opt out of one area, but we recommend purchasing a comprehensive travel insurance policy that offers coverage for each area. Once your tirp is booked, you’ll want to purchase a policy as soon as possible so you’re covered from day one.
2. WATCH FOR EXCLUSIONS
When researching policies, it’s important to read through the coverage to ensure there are no exclusions. Some travel insurance companies will not insure activities such as lift-accessed mountain biking, activities at high elevations or sports they consider ‘extreme’. We recommend Worlds Nomads or Global Rescue for adventure travel and mountain bike trips. It’s best to contact a representative and compare different policies to ensure you purchase the best policy for your travel needs.